I appreciate the thoughts, and I'm glad both opinions are covered. The hot tub will be about 3 feet from the garage glass sliding door, so we'll have the garage to dry off in, and just inside the house from that is a shower if needed. We are putting up a solid fence on the north and east sides for privacy, (the house faces north) and while the prevailing wind is from the west it is partially blocked, and the nastiest weather tends to come from the northeast. So we will give it a try as is for this winter and see how we like it. It will take a while to recharge the bank account anyway.